Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application.

At a minimum, be prepared to provide:
 

  • Social Security numbers for both you and any co-borrowers
  • Recent paycheck stubs
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
  • Sales contract for the purchase of a new home
  • Residence history for the past two years
  •  
  • After reviewing all of the above, we may also need the following:
  •  
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • The name and address of someone who can verify your employment
  • Homeowner's association information with contact information if property is a condo or part of a homeowner's association
 
 

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Call Us: (225) 291-9700

Email Us: ron@lahomelendingllc.com

 

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Company NMLS # 1176807
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